安徽省农业保险需求影响因素调查与分析

An Empirical Study on Influence Factors for Farm Insurance Needs in Anhui Province

基于历年安徽省统计年鉴和2007年在安徽部分地区的农业保险需求调查问卷,进行描述性统计分析,并利用logit模型对安徽省农业保险需求的影响因素进行实证分析。结果表明:农民的年纯收入、是否购买过农业保险对农业保险需求影响显著,并与其呈正相关关系,其他几个因素对农业保险需求影响不显著。在此基础上,提出相应的对策建议。

Anhui Province is a major agricultural province and its supply and demand of farminsurance should be vigorous.But the pact proves to be the contrary. Descriptive statistical analysis is processed and the empirical analysis on influence factors of the farm insurance needs in Anhui Province is processed with log it model based on the statistical year book of Anhui Province from 1984 to 2008 and questionn aires on the needs for farm in surance in parts of Anhui Province in 2007. The result shows that annual net income offarmers and whether to buy farm insurance affect theneed for farm insurance significantly and there is a positive correlation between them and the need for farm insurance. On the other hand, some other factors don＇ t affect the need of farm insurance significantly. Corresponding suggestions are proposed on the basis of above analysis.