政策性水稻保险实施中存在的问题与政策建议

The Existing Problems in Policy-related Rice Insurance and Policy Suggestions

水稻保险是国家的一项支农惠农政策,开办几年来,取得了跨越式的发展,开创了服务"三农"的新局面,但在发展实施过程中,由于机制的不完善和政策的不配套,在具体操作上存在农户自愿投保参与率不高、农户保费收缴难和查勘定损难等问题,迫切需要根据水稻保险发展的新形势和新要求,结合政策和制度的创新,加以解决和完善。

Rice insurance is one of the policies to support and benefit agriculture which have got great- leap -forward development from the beginning and created the , rural areas and farmers new situation of serving farmers, agriculture and rural areas. However, during the development, some practical problems appear, for example, not many farmers volunteering to insure, hard to collect premium and survey scheduled for loss, which demand urgent solve and improvement in accord with the new trends and needs of corn insurance development.