摘要
保险精算中的风险模型被分成有限与无限两类，在此基础上设计出相应的最优ＢＭＳ，然后研究了分类风险模型的应用方法，最后以实例加以说明．
Polytypic risk models are classified into two kinds: the finite risk models and the infinite models Optimal bonus malus systems (BMS) are designed based on the polytypic risk models Risk factors are also involved into the optimal BMS A practical example is presented lastly
出处
《湖北大学学报（自然科学版）》
CAS
1998年第3期228-232,共5页
Journal of Hubei University：Natural Science
基金
国家教委博士点人文社会科学研究基金
关键词
BMS
机动车保险
多元风险模型
保险精算
车身险
Mixed Poisson model
Finite risk model
Infinite risk model
Classified risk model
BMS
