摘要
造成大学生助学贷款违约的主要原因是还贷的心理问题,即在贫困大学生中普遍存在的还贷心理抵制问题.贫困大学生的种种遭遇是产生这种心理的关键,因此,要解决大学生助学贷款违约的困境,就必须从根本上改变这种心理状况.
This paper argues that student loan defaults by college students is mainly due to psychological problems in repayment, that is, psychological resistance widely exist among students in poverty. All kinds of bitter experience encountered by them are the key to this psychology. Therefore, to address the plight of student loan defaults by college students is to change the psychological condition fundamentally.
出处
《曲靖师范学院学报》
2009年第6期105-107,共3页
Journal of Qujing Normal University
基金
江苏省教育厅高校哲学社会科学研究指导项目"高校贫困生资助体系和培养模式研究"(08SJD7100077)
关键词
贫困大学生
助学贷款违约
还贷心理
college students in poverty
student loan defaults
repayment psychology
