关于农民资金互助组织的制度经济学分析——基于太湖县的个案调查

Institutional Economics Analysis on Farmer Mutual Financing Organization:A Case Survey of Taihu County

以安徽省太湖县的个案为例,分析了农民的金融制度需求和现行的农村金融组织体系以及金融制度供求的适应性,比较了作为农村金融改革方向的两大类型金融组织。得出:我国农村金融制度供求不均衡,农民资金互助组织是制度变迁的方向之一。

Taking Taihu County, Anhui province as an example, this article analyzed the farmers＇ demand for financial institution, as well as the adaptability of current rural financial organization system and the supply and demand of financial institution; it also com- pared the two types of financial organizations which are regarded as the direction of rural financial reform. It＇ s concluded that the supply and demand of China＇ s rural financial institution is imbalanced and farmer mutual financing organization is one of the directions of the institutional change.