抵押期限立法比较研究

A Comparative Study of the Legislation of the Period of Mortgage

抵押期限为抵押制度的重要内容,我国理论界和实务界争论均较大,在借鉴国外立法例中亦存在不少断章取义之处。从各国抵押期限制度比较分析,抵押期限应该是消灭时效、取得时效、除斥期间和失权期间的综合,方能在债权人和抵押人之间达成利益平衡。建议对我国的抵押期限制度从多个方面予以完善。

There are a lot of arguments about whether the period of mortgage is an important content of the mortgage system in theory and practice in our country. When we quote foreign cases, some improper situations exist. Through the comparative analysis of the mortgage system in different countries, it is declaimed that we can balance the interests between the creditor and the mortgagor if the mortgage system is the unity of extinctive right loss period. So it is suggested that speed up the legislation step in China. prescription, obtainable prescription, exclusion period and we should improve the situation of the mortgage system and