摘要
商业银行可通过代表处、办事处、分支行、代理行及附属行等不同的组织模式实现跨国经营,概括起来讲,主要有分支行和附属行两大类。文章从理论上分析了可能对商业银行跨国经营模式产生影响的四类因素,并应用全球最大的100家商业银行在东欧和拉美地区的业务数据,建立离散因变量模型,研究各类因素对商业银行跨国经营模式选择的影响。理论分析和实证检验的结果,对我国商业银行的跨国经营模式选择是很好的参考和启示。
Then they operate abroad, commercial banks can organize through different models, for example, offices, agencies, affiliate banks. branches, subsidiaries, and so on. This paper summarizes all organizational models into two classes-branches and subsidiaries. And it analyzes four types of factors which affect the organizational models the commelcial hanks selected when they operate abroad. Using an original database on the operations in Latin America and Eastern Europe of the world＇ s top 100 banks, we create the Probit model to analyze the of feel of every class of factors quantitalively. Theoretical and empirical analysis can offer more iessons and inspiration to our commercial banks＇ multinational operation.
出处
《当代经济管理》
2009年第12期73-79,共7页
Contemporary Economic Management
