软科学思想的杰出运用——以深圳发展银行金融业务创新管理为例

An Outstanding Use of Soft science——Shenzhen Development Bank with the Management of Business Innovation in Finance as An Example

深圳发展银行在业务发展困境中将软科学思想成功运用于金融业务流程再造、金融资源新配置和本身金融市场地位新定位,开创国内金融创新业务范本"供应链金融"。"供应链金融"打破了传统融资业务模式,面向广大中小企业开放式融资。供应链金融适应了新的生产组织体系,降低供应链上中小企业的运营成本,是软科学思想在我国产业实践中的一次经典运作,其成功经验值得探讨和借鉴。

The soft science thinking was successfully applied in the financial Business Process Re - engineering when facing business development plight, the new configuration of financial resources, and the relocation of status of their new position of financial markets by Sheuzhen Development Bank. Its financial innovation created a domestic business model ＂supply chain finance＂. ＂Supply chain finance＂ has broken the traditional business model of financing for the majority of small and medium -sized enterprises（SMEs） in the open- end financing. ＂Supply chain finanee＂ was adapted to a new system of production organization, it reduced operating costs of SMEs in supply chain . It is a well - operated example of the soft science thinking in China industry practice from which the successful experience is worthy of studying.