金融自由化产生的风险与有效防治

Risks Arising from Financial liberalization and Effective Countermeasure against them

金融自由化已成为一种世界潮流,推动了金融全球化的发展。金融全球化需要建立各国经济和政策的协调机制,需要金融监管的国际合作。目前这种约束机制的发展远远滞后于自由化的发展速度,这是造成当前国际金融危机的主要原因。推进金融自由化,必须加强对本国金融监管,这是化解金融自由化风险的重要手段,消除金融机构的不良资产是控制金融自由化风险的有力保证,稳步推进利率市场化进程,是控制金融自由化风险的关键环节。

Financial liberalization has become a world trend, and promoted the development of financial globalization, in which countries need to establish economic and policy eo - ordination mechanism, and to cooperate in financial supervision. At present, the development of this mechanism is far behind the pace of liberalization, which is the major factor that resulted in the eurrent international financial crisis, To promote financial llberalization, a eountry needs to strengthen its domestic financial control, which is an important means to reduce the risk of financial liberalization. The elimination of non - performing assets of financial institutions is the premise of controlling the risk . The steady process of market- oriented interest rate is the crucial procedure in the risk control.