中国商业银行运营绩效的实证比较

An Empirical Comparison of Operating Performance of Commercial Banks in China

中国的国有商业银行与股份制商业银行由于不同的所有制结构,必然会使其经营绩效产生差异。本文首先对中国商业银行的所有制结构进行简要分析,然后从银行的竞争力、经济效益和社会效益三方面构建相应的指标体系,对国有商业银行和股份制商业银行的运营绩效进行比较,评价不同的所有制结构对商业银行经营绩效的影响。

In China, because of different ownership structures, state-owned commercial banks and joint-stock commercial banks may have diversities in operate.This paper will analyze firstly the ownership structures of commercial banks in China, and then set index to the competitiveness, economic effection, social effection of a bank which will be finally used to assess and to compare the operating effection between state-owned commercial banks and joint-stock commercial banks.