论金融危机与中小企业融资风险:冲击与应对

On Financial Crisis and SME Financing Risk:Impact & Countermeasure

发源于美国的金融危机通过传导已经影响到我国实体经济,尤其是加剧了中小企业流动性不足的风险。以湖北为例的研究表明,金融危机通过三大需求猛烈冲击中小企业,信息不对称又使得中小企业融资难度进一步加大,从而加剧中小企业融资的风险程度。中小企业应对本次危机,迫切需要来自市场和政府两种力量的合力,尤其需要政策上的学习效应。

Financial crisis has deeply affected our substantive economy by transmission from America, and intensified the liquid risk of small and medium sized enterprises（SME）. The research results of Hubei province case are as follows： financial crisis makes violent impact on SME By three kinds of demands, information asymmetry makes SME financing very difficult, and these exacerbates SME financing risk. Countermeasure for SME against this crisis may be a kind of joint forces of our market and government, especially the study effects from other areas in financial support policies.