中国农村信用社合理股权结构模式初探——以江苏省为例

The Analysis on the Reasonable Ownership Structure of Rural Credit Cooperatives in China:Evidence from Jiangsu Province

近年来,随着中国农村信用社改革的不断推进,建立科学合理的股权结构,有效提高农村信用社的经营业绩,已经成为下一步改革工作的重点。本文以江苏省为例,以在一定程度上能衡量和反映农村信用社股权结构合理性的经营效率作为指标,就农村信用社股权结构可能存在的合理模式展开探讨。本文通过分析发现,目前江苏地区农村信用社的经营效率依然不高,且效率值之间的差异明显;农村信用社目前的股权集中程度要远远低于经过探索得出的农村信用社合理的股权集中程度。这说明,当前农村信用社的股权结构依然较为分散,提高股权的集中度仍是日后农村信用社改革的重点。

With the reform of Rural Credit Cooperatives(RCCs) is being pushed on in recent years,establishing a reasonable structure of ownership and improving the performance of RCCs has become the emphasis of reform's next task.Taking Jiangsu province as example,and supposing the efficiency of RCCs as measurement to the rationality of ownership structure,the paper discusses the reasonable structure of ownership that might be existent.The results show that,the efficiency of RCCs is poor and obviously different in Jiangsu,and the ownership of RCCs disperses comparatively now as the present level of ownership concentration is lower than the reasonable level which is concluded from analysis.Hence,improving the ownership concentration is still the important task of the reform in the future.