物流金融:出现动因、发展模式与风险防范

Logistics Finance: Motives of Emergence, Development Pattern and Risk Prevention

物流金融是金融机构为降低交易成本和风险,利用物流企业提供的物流信息和物流监管,依据物流供应链而进行的金融活动。物流金融的发展模式可分为物流结算金融模式、物流仓单金融模式、物流授信金融模式和综合运作模式等。作为一种新型业务,物流金融带来了与以往不同的风险,认识并控制这些风险是物流金融开展好坏的关键。本文从物流金融的概念入手,分析了物流金融的出现动因和主要特点,以及国内外物流金融的实践情况,并对不同的物流金融发展模式潜在的风险及应对之策进行了分析。

Logistics Finance （LF） is a financial activity with a view to lowering transaction cost and risk, using logistics information and supervision and in line with logistics chain. LF can be divided into the following types, logistics settlement finance, logistics warehouse receipt finance, logistics credit finance and comprehensive operation. As a new business, LF brings different risks and to know and control these risks are vital for LF. This paper starts from the concept of LF, reviews its main types, summarizes domestic and overseas practices of LF and analyzes risks and countermeasures from various types of LF.