现代农村物流金融产品的经济学分析与科学选择

The Economic Analysis and Scientific Choice of the Modern Rural Logistics Financial Products

现代农村物流金融产品是以一种标准化的程序或服务的形式存在。成本收益分析是利用成本与收益之间的相互约束关系,直接评价现代物流金融衍生产品及其经济效益的一种方法。经济学分析表明:我国东部发达地区宜选用高级别的现代农村物流金融产品,中部与东北老工业区宜选用较高级别的现代农村物流金融产品,西部欠发达地区宜选择低级别的现代农村物流金融产品;随着现代农村物流业的发展及其规模的扩大,相应地调整和创新现代农村物流金融产品,以满足不断发展的现代农村物流业需要。同时,现代农村物流金融产品的经济学分析,无疑为科学地选择现代农村物流金融产品提供重要的决策参考。

The Products for modern rural logistics finance is a standardized form of the procedure or service. The cost-benefit analysis can evaluate the economic effective of financial products. The economic analyses indicated： the developed East China area could select the highest rank modern rural logistics finance products, the Central China area and Northeast old industrial district could select high rank modern rural logistics finance products, the undeveloped West China area could select the low rank modern rural logistics finance products. Along with development and expansion of the modern rural logistics industry, we must adjust and innovate modern rural logistics financial product correspondingly to meet with the improving demand of modern rural logistics industry. At the same time, its economic analysis no doubt provides an important decision-making reference.