摘要
私人银行业务是商业银行以财富管理为核心,面向高额净资产个人客户提供的专业化一揽子金融服务。国外私人银行业务发展较早,如瑞银集团私人银行已拥有上百年历史。但我国私人银行业务起步较晚,且运作模式存在诸多问题。借鉴国外先进经验,结合我国私人银行业发展现状,我国应加速产品研发,加强专业人才队伍建设,逐步完善产品营销体系,加快信息体系建设。
Private banking business is a finance service whose core is fortune management and provided to wealthy people by commercial bank. The development of foreign private bank is early, for example, it has been centuries since the UBS private bank Was established, But we get a later start on private banking business, and there are some problems in the operation mode. So studying the experience abroad and associating with the situation of our country's private banking business, we should speed up the process of research and development, strength the establishment of professionals, improve the marketing system of products gradually, and speed up the construction of information system.
出处
《上海商学院学报》
2010年第1期11-15,共5页
Business Economic Review
关键词
私人银行业务
国际经验
路径选择
private banking, international experience, relative arrangements