“后危机”时代我国金融监管体系的完善——以中央银行为核心的思考

The Improvement of Chinese Financial Supervision System in Post-crisis Ages——Centering on the Central Bank

金融监管体系的调整往往具有"危机指向"的历史特征。面对愈益复杂的金融风险,各国均对其金融监管体系进行改革与调整。制度的形成与功能的发挥依赖其产生和发展的环境。我国金融监管体系长期以来的唯"美"主义倾向并未消除监管的漏洞。反思我国的金融监管体系的缺憾,结合我国特有的金融生态,顺应世界金融监管发展的潮流,以中国人民银行为核心,构建具有"中国特色"的金融监管体系,成为金融危机后我国保障金融稳定的必然选择。

Adjustment of financial supervision system has the crisis-oriented characteristics. Encountering more and more financial risks, all nations are reforming and adjusting their financial supervision system. It is known that the forming and operation of the system depends on its environment. In China, financial supervision is similar with the U. S. , which can not eliminate the shortages of supervision. There are lots of loopholes in financial supervision in China. Therefore, for the seek of financial stability, it is necessary to construct the system of financial supervision with Chinese characteristics, which centers on the People＇s Bank of China, by incorporating the particular financial economy in China and keeping up with the world tide of financial supervision.