浅谈当前农村信贷资金不足的原因及对策

On the Cause and Countermeasures of Lack of Rural Credit Funds Currently

农村信贷资金是促进农村经济发展的核心,在增加农民收入、全面建设小康社会中担负着神圣的历史使命。但当前我国农村信贷资金不足的问题已十分突出,因此,深化农村信用社体制改革、遏制农村资金外流、引导农村民间金融组织健康发展将有利于解决农村信贷资金不足的问题,有利于农村经济的健康发展。

rural credit funds are the core to promote rural economic development and bear an important mission in the process of increasing the farmers＇ income and constructing a well-off society.However,lack of rural credit funds is very prominent nowadays.Therefore,to deepen the reform of rural credit cooperative system,curb the outflow of rural funds and guide the healthy development of rural non-governmental financial organizations will be conducive to resolving the problem of lack of rural credit funds and is conducive to the healthy development of rural economy.