民间金融与农村中小企业融资的互动机制分析

Study on Interaction of Private Finance and Rural Small and Medium-Sized Enterprise's Financing

农村中小企业是农村主要的经济主体,资金短缺是其发展的主要瓶颈。我国金融制度安排和农村中小企业巨大资金需求,又为农村民间金融提供了运行基础和发展动力。从另一个角度讲,民间金融发展又加快了农村中小企业发展,促进经济增长。因此,政府对农村中小企业应采取"疏"的措施,规范农村民间金融的发展。

Rural small and medium- sized enterprises are regarded as the economic main body in rural, In the course of rural small and mediumsized enterprises development, the most choke point is lack of finance. Financial institutions and vast finance demand of Rural SME drive, which provide basement for running of rural private finance. On the other hand, expansion of private finance increases the development of rural small and mediumsized enterprises and economic growth. Therefore, government should take polices that is ripple for advancing of rural small and mediumsized enterprises, criterion rural private finance.