摘要
山东省潍坊市农村信用社在当地人民银行指导下,试验推出了"新居乐"农民住房消费贷款,因其顺应了农民实际需求,并兼容新农村建设、启动农村消费和金融支农等多项政策要求,因而具有改善民生、启动消费和培育信贷增长点等乘数效应而并被迅速推广。
Under the guidance of Weifang Central Branch of PBC, Weifang Rural Credit Union initiated "Happy New House" loan. It not only helps to achieve basic consumption growth in rural areas, but also benefits farmers in a long term and boosts the continuous self-development of financial institutions. Now it is safe to conclude that it is the right time to promote rural housing consumption loans in an all-round way. Therefore, financial institutions and government parties should work together in order to expand the issue of rural residents' loans for housing consumption and to make it an all-win for government, farmers and financial institutions.
出处
《金融发展研究》
2010年第2期31-34,共4页
Journal Of Financial Development Research
关键词
住房消费贷款
农村消费市场
housing consumption loan, rural consumption market