银行卡征收跨行取款费的博弈行为分析

Research on Game Theory of Inter-Bank Withdrawal Fee

市场机制健全的一个重要表现就是竞争更加激烈。在竞争中,银行业的服务水平有了较大程度的提高,然而,由于银行业属于一种典型的寡头经济形式,处处存在着博弈。对银行卡征收跨行取款费进行博弈分析,将有助于从经济学角度了解银行决策的途径,并提出有针对性的政策建议。

The important manifestation of consolidating market mechanism is the competition all the more intense, which greatly enhances commercial bank services. Nevertheless there is a game relationship among banks, owing to banks is oligopoly. On view of economy, it can help to know the approaches of decision-making, and put forward the to-the-point suggestions by analyzing the game theory of inter-bank withdrawal fee.