承保周期理论研究述评

Review of the Theoretical Research on Underwriting Cycle

承保利润和价格的周期性波动现象已经为国际保险业界所关注。承保周期(也有称作保险周期)也在20世纪80年代逐渐进入保险经济的研究视野。本文对国外在保险周期领域的研究做了一个梳理和述评,把承保周期理论的主要框架和研究结果呈现给国内的研究者。

Cyclical fluctuations of underwriting profitability and price have long been the focus of international insurance industry. Underwriting cycle steadily invaded into the scope of insurance economy study in 1980s. The paper reviewed most of the relevant literature in this topic and give a summary, in order to bring the main study structure and conclusions out to the reader in this field.