美国农业保险发展历程及其对中国的启示

The Development of U.S.Agriculture Insurance and Its Enlightenment for China

目前世界上有40多个国家在发展农业保险,美国的农业保险发展无疑是当今世界最具代表性的制度模式,其立法的完善、形式的灵活、险种的广覆盖等,都给美国农业保险发展提供了保证。更重要的是,发展思路的革新为美国农业保险发展提供了持续的动力。我国农业保险发展与美国存在巨大差距,但美国的诸多做法给我们提供了可资借鉴的决策参考。

Currently, there are more than 40 countries in the development of agricultural insurance in the world. The agricultural insurance development model of the United States is undoubtedly the world＇ s most representative system model. In USA, the improvement of its legislation, flexible forms, wide insurance coverage and so on, provide a guarantee for the development of agricultural insurance. More importantly, the innovative ideas for the development of agricultural insurance, provide sustained momentum. There is a huge gap between, the development of agricultural insurance in China and the United States, but the U. S. provides us with a number of practices that can be used as reference for decision - making.