社会资本为社会生产——对美国金融危机与资本信用的一点思考

How to Make Social Capital Serve the Society:Reflection on Financial Crisis and Capital Credit

由美国次贷危机引发的世界金融危机,提出了一个重要问题,就是"没有私人财产控制的私人生产"问题。信用制度作为资本集中的强大手段,将日益庞大的社会资产集中到由少数人掌管的金融机构中。对次贷危机的分析表明,把社会资本作为私人生产来进行,是造成危机的一个重要原因。按马克思的观点,信用制度和银行制度扬弃了资本的私人性质,在社会生产组织和执行职能方面,提供了向新生产形态过渡的基础,但它"并没有克服财富作为社会财富的性质和作为私人财富的性质之间的对立",因此,处在这种"过渡点"上,如何使社会利益得到伸张,也就是如何使社会资本为社会生产,是我们从美国金融危机的教训中,应该深入研究的一个重要问题。

The global financial crisis triggered by the U. S. sub-prime mortgage crisis raises an important issue, namely, private production without private property＇s control. As a powerful means of the concentration of capital, the credit system has concentrated increasingly large social assets in financial institutions which are controlled by a small number of persons. The analysis of the sub-prime crisis shows that the social capital as a private production to be conducted is an important reason for the crisis. According to Marx＇s view, the credit system and banking system, which abandon the private feature of capital provides a basis for the transition to a new production pattern from the angles of social production organization and managerial function, but it does not overcome the conflict between the feature of wealth as social wealth and the feature of wealth as private wealth. Therefore, drawing lessons from U. S. financial crisis, we should deeply study such issues as how to protect social interests and how to make social capital serve the society.