析人民币跨境问题上的五大认识误区

Five Misconceptions Regarding Pilot RMB Settlement in Cross-border Trade

自跨境贸易人民币结算试点启动以来,在认识上存在着不少误区。文章就"境外人民币存放境外、境外人民币具有外汇性质、人民币对外负债等同于外债、人民币跨境就是资本账户可兑换、人民币跨境就是人民币国际化"等五个方面进行了讨论,对正确认识这五个方面的问题具有一定的意义。

There have been several misconceptions since the lauch of pilot RMB settlement in cross-border trade. The article clarifies five misconceptions： offshore RMB is deposited abroad; offshore RMB is foreign exchange; RMB debt equals external debt; the engagement of RMB in cross-border trade means RMB becomes convertible under capital account; the engagement of RMB in cross-border trade equals RMB internationalization. These clarifications are of great importance.