信用卡网上支付反欺诈系统设计

The Design of Credit Card Online Payment Anti-fraud System

信用卡网上支付欺诈导致的损失巨大,首先分析了基于网关的信用卡网上支付系统的系统结构,其后针对传统欺诈检测方法的滞后性、不准确性、非实时性等缺点,给出了一种结合数据挖掘技术的具有实时性、可自定义的信用卡网上交易反欺诈系统,并提出了一种改进的速率分析风险评分方法。

Credit card online payment fraud caused tremendous losses. The framework of gateway-based credit card online payment system is analyzed at first, and then design a real-time, customizable anti-fraud system combine with data mining technology, trying to improve some shortcomings of traditional fraud detection methods, such as non-real-time and inaccuracy, An improved method of the velocity check is described at the end.