银行贷款与城市经济增长——基于中国城市的经验

Commercial Bank Loan and the Growth of the City Economy——Based on the Chinese Cities

通过研究2004～2006年中国19座城市不同类型银行与城市经济之间的关系发现,在不同模型中,外资银行均表现出对城市经济的推动作用,同时城市固定效应也强化了其与城市经济的关系,而城市商业银行和其它银行都只能推动城市经济总量上升,而不能促进经济水平提高,其贷款仍处于粗放水平,这些结论在稳健性检验中也得到了证实。

This paper investigates the relationship between bank and the economic growth for the case of Chinese 19 cities during 2004-2006.Used GDP and GDP per proxy the economic growth,while Bank Loan proxy the bank,the authors find Foreign Bank improve city＇s economic growth in ordinary least square,fixed effect model and random effect model.And the robust test proves these results.The city level panel data also suggest that city banks and other banks can not improve the growth of economic quality of city,but the size of cities.