我国居民消费水平和生活保障权与利率波动的关系研究

Study on Relationship between Interest Rate Fluctation and Resident Consumption,Life Guarantee Right in China

引入生活保障权的概念,分析了1990～2000年我国居民消费支出和利率水平的变化。认为在正常年份中,生活保障权不会对居民消费支出有显著影响,而在经济形势不好的年份中,由于农民分配不到足够的生活保障权,导致央行利用利率波动来调节需求的效果减弱甚至失效,指出要尽快完善农村人口的社会保障体制,以保证宏观经济政策的效果得以实现。

Leading the concept of life guarantee right,the varieties of consumption expenditure of residents and interest rate fluctuation between 1990 and 2000 were analyzed.Life gurantee right would not affect the consumption expenditure of residents in normal periods,but it would weaken the effect of interest rate fluctuation in economic depression periods.Finally,the suggestions were presented the perfect social security system should be established in order to ensure the result of macroeconomics policy realited in the right way.