摘要
我国农村民间金融内生于农村经济,是农村经济主体借贷资金的重要补充渠道,对农村地区反贫困和经济发展具有正规金融所不能完全替代的积极作用。资金供需不平衡为民间金融提供了生存空间,高利率与低交易成本为民间金融的拓展提供了可能。应大力完善正规金融,形成以正规金融为主、民间金融为补充的农村金融体系,更好地为农村反贫困以及经济发展提供资金支持。
Non-governmental finance originates from rural economics in China. It is an important supplement to the loadable funds in rural economics. Non-governmental finance plays an vital role in antioverty and economic development in rural areas, which can not be replaced by the formal finance. The imbalance of capital demand and supply provides opportunities for non-governmental finance, meanwhile, high interest rate and low transaction cost leads to the development of non-governmental finance. Hence it is necessary to perfect the formal finance so as to form a rural financial system, in which the formal finance is the main part and non-governmental finance is the supplement. It will provide financial support for the anti-poverty and economic development in ru- ral areas.
出处
《税务与经济》
CSSCI
北大核心
2010年第2期42-45,共4页
Taxation and Economy
关键词
民间金融
反贫困机理
农村经济
non-governmental finance
anti-poverty theory
rural economics
