摘要
近几年,我国频频受到各种自然灾害的侵害,损失惨重,但保险公司赔付不足,给国家财政带来了巨大的经济负担。寻求一条能够有效应对巨灾风险的途径成为了我国迫切需要解决的问题。根据国外的先进经验,结合我国的自身特色,本文认为建立巨灾保险共同体体系具有其可行性,并论述其体系的形成以及建立的步骤。
In these years,China has been suffered di fferent natural disasters frequently,and losses were great. Pay indemnity from insurance company was not enough,while national finance supported the great financial burden. How to resolve becomes so pressing for us. According to the advanced experiences,with characteristic from China,building the catastrophe risk system is feasible in this paper.
出处
《特区经济》
北大核心
2010年第3期115-117,共3页
Special Zone Economy
关键词
巨灾风险共同体
巨灾保险
巨灾风险证券化
巨灾基金
catastrophe risk system
catastrophe risk insurance
catastrophe risk securitization
catastrophe risk fund
