2See Tabb, Charles Jordan, "Lessons from the Globalization of Consumer Bankruptcy" ,Law and Social Inquiry,2005,30 (4).
3Fan, Wei and White MichelleJ,"Personal Bankruptcy and the Level of Entrepreneurial Activity",NBER.Working Paper No. 2000-02.
4Berger, Allen N., Marco Espinosa-Vega, W. Scott Frame, and Nathan Miller, "Debt, Maturity, Risk, and Asymmetric Information", Journal of Finance, 60(2005), pp:2895-2923.
5Adler, Barry & Polak, Ben & Schwartz, Alan, 2000. " Regulating Consumer Bankruptcy. A Theoretical Inquiry," Journal of Legal Studies, voL 29(2), PP:585-613, June.
6Fan, Wei and White Michelle J,"Personal Bankruptcy and the Level of Entrepreneurial Activity",NBER Working Paper No. 2000-02.
3Personal Bankruptcy: A Literature Review, Congressional Budget Office, 2000.
4克里斯托弗·马歇尔.《数字背后的问题》.
5J. Christopher Marshall, United States Trustee, Region I. The QuestionsBehind the Numbers, Journal of the National Association of Bankruptcy Trustees, Fall, 2002 issue, Vol. 18, No. 3
6托德．茨维克在参议院司法委员会关于第256号议案听证会上的发言.
7Bankruptcy Abuse Prevention and Consumer Protection Act of 2005: Hearing on S. 256 Before the Senate Comm. on the Judiciary, 109th Cong. ,2005, prepared statement of Prof. Todd Zywicki.
8马克．劳瑞塔诺在众议院司法委员会商业管理法律分会关于第3150号报告听证会上的发言.
9Bankruptcy Reform Act of 1998 ( Pt. Ⅰ) : Hearings on H. R. 3150 Before the Subcomm. on Commercial and Administrative Law of the House Comm. on the Judiciary, 105th Cong. 147,1998, statement of Mark Lauritano.
