摘要
运用2009年福建3个设区市中208个农村中小企业的数据,通过建立多元线性回归模型探讨了影响中小企业信贷需求的因素,得到显著性影响因素,即企业的性质、企业信用等级、企业主行业管理工作年限、企业贷款用途和方式、通过熟人介绍以及银企关系、流动比率对中小企业融资能力的影响是显著的,并对结果进行分析。
in the article,the data of two hundred and eight pig enterprise and the model of multiple linear regression were used to discuss the credit demand in 2009.And the significant factors were found out,such as the nature of enterprise,credit rating,management age of entrepreneurs,load uses and modes,the relationship between banks and enterprises,current ratio were significant to financing capacity of pig enterprise,and the result were analyzed.
出处
《经济问题》
CSSCI
北大核心
2010年第4期109-112,117,共5页
On Economic Problems
关键词
中小企业
信贷
多元线性回归模型
影响因素
pig enterprise
credit
multiple linear regression model
effect factor
