银行外汇资金来源与运用的操作现状及政策建议

Current state and policy suggestions on the source and application of bank's FX funds

银行外汇资金来源与运用涉及银行外汇业务的各个方面,尤其是银行的跨境外汇资金流动缺乏相应的监管和监测机制而导致货币政策和外汇管理政策效应的削弱。本文从银行外汇资金来源与运用角度,利用外汇现场检查中收集的数据和资料,对银行外汇资金来源与运用的现状、问题进行剖析并提出相应的政策建议。

The source and application of bank＇s foreign exchange funds are connected to every aspect of the bank＇s FX business, especially cross-border FX funds, which lack sufficient supervision and monitoring, so that the effects of monetary policy and foreign exchange administration are weakened accordingly. This paper analyzes the source and application of bank＇s FX funds, and uses data and information from FX on-site examinations, to discuss the current situation and problems of the source and application of bank＇s FX funds, and provide related policy suggestions.