论《固定资产贷款管理暂行办法》对我国商业银行的影响及其应对措施

The Impact of " Interim Measures for Fixed Assets Loan Management " on China's Commercial Banks and the Countermeasures

《固定资产贷款管理暂行办法》的发布,是我国对固定资产贷款管理发布的一项重要立法规定,可以说是我国贷款管理的一个里程碑。因此研究《固定资产贷款管理暂行办法》的意义重大。本文通过分析《固定资产贷款管理暂行办法》和《贷款通则》的关系,阐述了《固定资产贷款管理暂行办法》对我国商业银行的影响及其应对措施。

＂Interim Measures for Fixed Assets Loan Management＂ is an important legislation for fixed assets loan management issued by China, which can be viewed as a milestone in China＇s loan management. Therefore the study of ＂Interim Measures for Fixed Assets Loan Management＂ is of great significance. This paper expounds the impact of ＂Interim Measures for Fixed Assets Loan Management＂ on China＇s commercial banks and provides the countermeasures through analysis of the relationship between ＂Interim Measures for Fixed Assets Loan Management＂ and ＂General Rules on Credit＂ .