我国保险消费者合法权益保护现状及对策

Present Situation and Countermeasures of Protecting the Legitimate Rights and Interests of Insurance Consumer's in China

随着我国法制建设的逐步完善与保险业的逐步壮大,保险消费者的维权意识日趋增强,与保险消费相关的纠纷也日趋增加。如何有效地减少保险消费纠纷,维护保险消费者合法权益,维护保险市场正常秩序,这对促进保险业健康发展和构建和谐社会十分必要。本文从保险消费者合法权益保护现状、合法权益、损害保险消费者权益危害性等诸多方面进行剖析。针对存在问题,本文提出相关保护保险消费者权益的对策。

With the gradual improvement of China＇s legal system and the insurance industry, awareness of consumer rights protection is becoming increasingly.Consumer＇related disputes and insurance are also increasing. How to effectively reduce the insurance consumer disputes, safeguard the legitimate rights and interests of insurance consumers, safeguard the normal order of the insurance, which is necessary to promote the healthy development of the insurance industry and build a harmonious society. In this paper, author analyzes insurance consumers＇ protection situation of legitimate rights and interests and many other aspects. For the existing problems, this paper puts forward measures to protect the insurance consumer interests.