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2Bucks,Brlan and Karen Pence.2008."Do Borrowers Know Their Mortgage Terms?"Jourual of Urban Economics,64,218-233.
3Demyanyk,Yuliya and Otto Van Hemert.2007."Understanding the Subprime Mortgage Crisis"Federal Reserve Bank of St.Louis Supervisory Policy Analysis Working Papers No.2007-05.
4Eric Lipton and Stephen Labaton.2008."The Reckoning:Deregulator Looks Back,Unswayed,"New York Times,November 16.
5FASB and International Accounting Standards Board.2008."Information for Observers,"April 21.
