《反洗钱法》的创新性及其局限性分析

An Analysis of Innovations and Limitations of the P.R.C Anti-Money Laundering Law

随着恐怖融资活动的日益猖獗,有效防范和打击洗钱活动已经成为许多国家的共识。我国2006年10月31日通过的《反洗钱法》与该法颁布之前的反洗钱立法相比存在许多创新,同时与国际反洗钱尤其是欧盟反洗钱立法相比,又存在诸如对特定非金融机构作为反洗钱义务主体规定的法律级次和法律效力较低、反洗钱罪主观方面过窄、"不可罚之事后行为"理论的限制和对于境外的非法资金临时冻结时间过短等方面的不足。为克服这些局限性,我们应采取一些措施。

With the terror financing becoming more and more rampant, many countries have reached a consensus on effectively preventing and combating money laundering activities. Anti-Money Laundering Law, which was issued on October 31, 2006, has many innovations compared with many former laws. However, this law has many limitations and shortcomings compared with international anti-money laundering acts. Finally, this paper puts forward some suggestions to overcome the existing limitations and shortcomings.