次贷危机中美国的银行监管改革对我国的启示

On Sub-Prime Crisis and American Banking Regulation Reform and its Revelation to China

2007年爆发的美国次贷危机席卷全球,全世界范围内的银行业重新开始高度关注加强金融监管的重要性。美国在次贷危机后进行了一系列改革,以加强其银行监管的力度,使银行业逐步恢复稳定。这些改革措施对我国商业银行监管具有重要的启示意义。需要借鉴其改革措施以完善我国的商业银行监管。

The US sub-prime crisis in 2007 engulfs the entire world, which makes the importance of better finance supervision highly concerned in the banking world. After the sub-prime crisis, the U,S. adopted a series of reform measures to enhance its Bank Supervision, in order to stabilize its banking industry step by step. These measures are of far-reaching referential significance for China Commercial Bank Supervision, and we should draw on the experience to perfect our banking supervision.