中国农村金融生态环境优化的实证研究

Optimizing China's Rural Financial Ecological Environment

本文利用中国人民银行关于农村金融生态环境的评价标准,构建了农村金融生态环境的衡量指标。通过构建农村金融生态环境的衡量指标和地区第一产业经济增长的计量模型,得到各指标对农村金融生态环境的影响程度。在此基础上剖析了我国农村金融生态环境的影响因素,指出农村金融生态环境的改进办法。分析表明:我国农村金融生态环境的建设主要受到地区经济状况、人民生活水平与当地农民的培训与教育程度的影响。

Based on the financial ecological environment evaluation criteria made by China People＇s Bank, the article attempts to design ways to improve the rural financial ecological environment. It also finds that the main factors influencing the rural financial ecological envoronment include regional economic conditions, people＇s living standards and local training and education level.