商业银行的操作风险管理——亚太经验及对中国的启示

Operational Risk Management:Asia-Pacific Experience and Implications for China

次贷危机并未否认新资本协议的合理性,但要求我们反思风险管理理念、模式、方法、技术和手段,包括对商业银行操作风险管理的反思。本文系统梳理亚太地区的银行部门实施操作风险管理的进程状况、方法与组织结构、收益和存在的障碍等,并据此总结我国在实施操作风险管理过程中应注意的问题。

The sub-prime crisis has not denied that the reasonability of new Capital Accord,but asking us to reflect on the risk management concepts,models,methods,techniques and tools,including reflecting operational risk management.This paper systematically cards timelines,methods and organizational structure,return and existing obstacles during implementing operational risk in bank sector in the Asia-Pacific region.Accordingly,it sums up problems that should be paid attention to during the implementation of operational risk management.