新疆农村金融发展与城乡收入差距关系的实证分析

基于新疆1978—2008年度数据,采用协整分析的方法对新疆农村金融发展与城乡收入差距的关系进行实证分析,结果表明,农村金融发展与新疆城乡收入差距存在一种长期均衡关系。农村金融发展规模的扩大在一定程度上会拉大城乡收入差距,而农村金融发展效率的提高有助于缩小城乡收入差距。引导和支持非正规金融发展,引入竞争机制;加快建立农村金融保护性机制,建立农村资金回流机制;适度加大政策性金融支农力度,大力发展多种方式的农业保险是促进农村金融发展的有效途径。

This paper in the view of the rural financial development of xinjiang, base on the data of xinjiang during the period from 1978 to 2008, adopt the cointegration test analyze the relationship between natal financial development and urban- rural income gap of xinJiang, and on the basis of this we constructed the error correct model. The empirical conclusion shows, there was a long - balance re- lationship between rural financial development and urban - rural income gap. In some degree, the enlargement of the scale of the rural financial development will expand urban - rural income gap, while the improvement of the efficiency of the rural financial development is help to reduce urban - rural income gap.