论我国工伤保险赔偿救济模式的立法选择

On the Legislative Select to Remedy Mode of Insurance Indemnity against Injuries at Work

工伤保险是现代社会应对工业伤害和职业病的积极措施,也体现了现代法律保护社会弱者的价值取向和法律公平正义之基本理念。世界各国对工伤事故的保险赔偿与民事侵权赔偿的关系形成了四种规范模式,我国现行法确立了以取代救济模式为主,有条件地辅以双重救济的模式。通过对四种救济模式比较,惟补充救济模式既分散了企业风险,又避免了受害人获得双重利益,真正符合工伤保险制度建立的目的,能充分发挥工伤保险的作用,所以,我国应确立工伤保险赔偿的补充救济模式。

The insurance indemnity against injuries at work,a positive measure towards industrial injuries and professional diseases in the modern society,manifests the value orientation to protect the less advantageous in society and the basic idea of fairness and justice in law.The current legal system in our country has established the primary mode of substituted indemnity,with the complementation of dual indemnity pattern conditionally.Comparing the four modes,we can conclude that only the supplement indemnity mode truly conforms to the goal of the establishment of insurance against industrial injuries.Therefore,our country should establish the supplement indemnity mode in insurance indemnity against injuries at work.