信用卡诈骗罪法律解释之质疑

The Query to the Explanation in Law of the Credit Card Fraud Crime

分析了2004年12月29日全国人大常委会出台的立法解释《关于<中华人民共和国刑法>有关信用卡规定》和2008年2月19日最高人民检察院出台的司法解释《关于拾得他人信用卡并在自动柜员机(ATM机)上使用的行为如何定性问题的批复》,指出了信用卡的内涵在于"信用",借记卡不应归属于信用卡范畴;强调了拾得信用卡并使用的行为不应一概认定为信用卡诈骗罪,应视司法实践的具体情形,构成信用卡诈骗罪或盗窃罪。

This article analyzes lawmaking explanation ＂Concerning＇the People＇s Republic of China Penal Code＇ Relevant Credit Card Provision＂, the Committee of the National People＇s Congress promulgates in December 29, 2009 and the judicatory explanation ＂The reply about the nature of behavior who gets others ＇credit card and uses at ATM machine＂ the Upmost Procuratorate promulgates in February 19,2008. The author points out the nature of the credit card is ＂credit＂, thus the debit card doesn＇t belong to the range of the credit card. Furthermore, the author emphasizes the behavior of picking up and using the credit card shouldn＇ t all affirm to the credit card fraud crime. We should base on concrete situation in the judicatory practice and constitute the credit card fraud crime or the crime of theft.