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发达地区农户信贷需求分析——基于福建省泉州地区的调查 被引量:2

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摘要 通过对福建省泉州地区978个农户的问卷调查,采用描述性统计方法,分析得出:泉州地区农村金融服务的背景发生了深刻变化,当前金融供给无法满足农户需求,农户存在信贷约束;调查分析表明农户自身特征、国家政策及银行信贷行为等方面原因共同造成了农户信贷约束,其中银行担保偏好是重要原因。进而提出加大金融支农力度、创新信贷产品、创新担保制度和方式、建立支农贷款风险管理和补偿机制、积极改善农村信用环境等政策建议。
出处 《福建论坛(人文社会科学版)》 CSSCI 北大核心 2010年第4期123-125,共3页 Fujian Tribune
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共引文献199

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