基于马克思危机理论探究“次贷危机”的形成根源

On the Basis of Marxist Theory on Crisis to Probe into the Fundamental Root for "Subprime Mortgage Crisis"

发端于2007年的美国次贷危机,以其凶猛的倒逼效应导致美国金融系统处于崩溃的边缘。针对不断传来的噩耗,西方经济学界给出的症结判断无外乎是金融监管缺位、信贷政策失误、信用风险低估等等。然而,就算美国现政府开展的7 000亿美圆救市计划,目前看来也收效甚微。由此,探究美国次贷危机的真正根源,还须在马克思危机理论的框架下去解读,这样才能深刻地把握住资本主义经济危机产生的不同变形。

Starting from 2007,the American subprime mortgage crisis with its rampant back-pushing effect almost pushed the American financial system onto the verge of collapse.Facing with the on-rushing bad news,the western economists could not but give out the similar diagnose like these： the lack of financial supervision,misplay of credit policy,underestimation of credit crisis and so on.Although the American government launched a $700 billion bailout plan for the financial industry,nevertheless,the effect got nowhere.Therefore,we have to rely on Marxist theory on crisis to interpret the root cause of the American subprime mortgage crisis.Only in this way can we get a firm hold of the variation forms of capitalist economic crisis.