信托公司主营业务塑造及其风险控制的内部策略研究

Study on the internal strategy of trust companies business molding and risk controlling

中国信托业发展至今,经历了曲折坎坷的历程。这既体现了国内信托内外制度供给缺失的不利现实,同时也揭示出国内对信托的认知还有待提升。文章秉承国情分析与国际借鉴相结合的研究范式,从宏观层面对当前信托公司主营业务塑造及风险控制的内部策略进行了思考和探讨,主张构建标准化、个性化的信托业务,通过拓展产品、增强流动性、分帐管理、银托合作等方式控制风险。

The tortuous and fluctuating development course of domestic trust industry not only embodies the lack of the external and internal system supply,but also exposes that cognition of the trust remains to be deeper.This paper will continue with the research paradigm of combining the international situation and domestic conditions,systematically reflect and study the internal strategies of the shaping of main business and risk control on the current trust company from the macro perspective,and advocate building standard,personalized trust business,through the way of developing products,strengthening liquidity,distributing management,and bank-trust cooperation to control risk.