摘要
基于噪声交易理论分析了住房按揭市场的信息结构,对信息不对称下住房按揭市场出现的羊群行为、过度融资以及假按揭等噪声交易行为进行了研究,并从政策方面提出了稳定房地产价格,减少按揭贷款市场噪声交易的措施和建议。
Based on noise trading theory,the paper analyzes the information structure of the housing mortgage mar- ket,studies noise trading phenomena such as herding behavior,over-financing and false mortgage in housing mort- gage market under asymmetric information,and puts forward measures and recommendations to stabilize the real estate prices and reduce mortgage market noise trading from the view of policy making.
出处
《建筑经济》
2010年第5期54-56,共3页
Construction Economy
关键词
噪声交易
按揭贷款
信息不对称
房地产
noise trading
mortgage
information asymmetry
real estate
