我国征信管理及制度建设探析

Probing into Credit Information Management and Institutional Construction in China

近些年来,我国的经济实践表明,市场经济与金融的发展离不开征信管理;征信管理制度建设,更是确保征信管理工作科学、规范、有效运行的保证。对起步较晚的中国征信管理而言,应通过颁布《征信管理条例》等信用法规,修订现行的有关法律法规,完善征信管理制度。

In recent years,economic practice in China has shown that the market economy and finance can not develop without credit information management;institutional construction of credit information management is to ensure the credit information management under the way to a scientific,regular and effective operation.With regard to credit information management in China with a late start,it＇s necessary to enact such laws and regulations as Credit Information Management Regulations,to make amendments to the existing relevant laws and regulations,and to improve credit information management system.