论政府在环境责任保险制度构建中的地位和作用

On the Status and Function of Government in the Construction of Environmental Liability Insurance System

我国现阶段的环境责任保险主要依靠市场自身力量推动,从试点情况来看形势不容乐观。文章从保险公司和排污企业两个方面入手,分析了政府在环境责任保险制度构建中的地位,并阐述了政府介入后具有消除外部不经济性、确保制度全方位发展以及缓解政府财政压力的作用。

At the present stage,the development of China’s environmental liability insurance primarily relies on market regulation,whose situation remains gloomy from the result in experimental units.On the essay,from two aspects analyzed the status of government in the construction of environment liability insurance system,one is insurance companies,another is polluters.At the same time,described the Government＇s intervention not only can eliminate the external diseconomy,ensure that the system all-round development,but also can alleviate the financial pressure.