恶意透支型信用卡诈骗罪司法认定中部分问题研究

How to Confirm Committing Fraud Crime by Means of Credit Card by Overdrawing with Ill Intentions

作为一种便捷的金融结算工具,信用卡已逐渐被社会大众认可并广泛使用。但由于信用卡的使用是以持卡人个人的身份信用为基础,信用卡业务具有与生俱来的风险性。近年来,信用卡诈骗犯罪案件增势相当明显,随着恶意透支型信用卡诈骗犯罪案件日益增多,司法实践中遇到的法律问题也越来越突出。如何正确理解和适用信用卡诈骗犯罪的相关法律规定亦值得关注。

As a convenient financial balancing fool,credit card is gradully admitted and used by people.But because the use of credit card is basis on the ID of credit card owner,credit card business has its risk.In recent years,the cases concerning fraud crime by means of credit card are distinctly increasing,and with the increase of cases concerning fraud crime by means of credit card by overdrawing with ill intentions,the legal problems in judiciary practices are becoming more and more protrudent.How to accurately understand and apply relative law of fraud crime by means of credit card is worth focusing on.