我国金融行业的特点及金融国际化产生的不利影响

The Characteristics of Financial Industry and the Unfavorable Influence on Financial Internationalization

我国金融服务的质量竞争力还较为低下,金融国际化必然会带来更大的金融风险和不可避免的负面影响,这对我国金融服务业提出了巨大的挑战,所以国际化对中国金融体系来讲也是一个代价颇大的变革过程。本文在回顾了金融服务质量竞争力的主要评价指标的基础上,描述了目前我国金融服务质量竞争力的基本现状,详细分析了金融国际化对金融服务质量竞争力的产生的不利影响,以期对金融国际化趋势下如何深化我国金融体制改革有所启示。

China＇s competitiveness in financial services is relatively low,financial globalization will inevitably lead to greater financial risks and the inevitable negative impact on the financial services industry in China which made it a great challenge,so internationalization for China financial system is a considerable process of change.On the basis of reviews on the main evaluation index of financial service quality competitiveness,This paper described China＇s financial service quality competition and analyzed adverse effects caused by the financial international financial service quality competitiveness,in the hope of have implications on how to deepen the trend of China＇s financial system under the international financial trend.